As a first-time buyer, it is important to have a lawyer review your purchase agreement, check the title, and ensure all conditions are met before closing. We will guide you through the entire process, explain first-time buyer benefits like the land transfer tax rebate, and make sure your transaction closes smoothly and on time.

You should contact a lawyer before signing the Agreement of Purchase and Sale. We will review the agreement, prepare all legal documents, handle communication with the buyer’s lawyer, and ensure any existing mortgages are discharged properly so you can close without delays.

Even if you have already signed the APS, we recommend that have it reviewed, to understand better that what you are committed to.

Once your offer has been accepted, send us your Agreement of Purchase and Sale. We will begin by reviewing the agreement, checking the title, coordinating with your lender for mortgage instructions, and preparing all documents needed for a successful closing.

Yes. When you refinance, your lender requires a lawyer to register the new mortgage and discharge the old one. We will ensure that old mortgage is removed/discharged from title so that this may not cause any problems in future. We’ll handle the legal paperwork, verify lender instructions, and ensure your refinance is completed accurately and efficiently.

Once your mortgage is fully paid, it’s important to discharge it from the property title. We’ll contact your lender, obtain the discharge statement, and register the mortgage discharge to clear your title officially.

We can help you transfer your property to a spouse, child, or other family member. Our team will prepare and register the transfer, ensure compliance with legal requirements, and explain any potential tax or ownership implications so the process is smooth and secure.

Closing costs vary depending on the transaction but generally include legal fees, title insurance, land transfer tax, and adjustments for property taxes or utilities. An Old rule is that 1.5% of the purchase price should cover most of your costs. We’ll provide you with a detailed estimate upfront so you know exactly what to expect before closing.